If you fail to plan, you plan to fail.

I read this quote while I was at Popular with Joel and Hwee Bing today. Joel was sprawling across the quotes section, wanting to get some quote to inspire himself as well as his clients. This quote got stuck in my head. I think that this quote is simple yet powerful to me.

Indeed, one of my worst weakness is failure to plan ahead. I like to do things ad hoc. In the end, reflecting at my past 23 years of life, I think that I could have achieved more if I had planned my everyday and not only for my exams =P (Yea, I do plan for my exams ok!) But, like what the finexians would say -- it does not matter what is the past 20 years, what matters is the next 20 years. Yep! True. So from today onwards, I shall adopt the system of planning ahead and reflection which I would do whenever I come online to write something.

Alright, after the boring topic of my reflection, more about my life. Life had been work work work most of the time and my baby had complained that I used to write more about him. Now, nothing much abt him... tsk tsk tsk... that baby likes limelight! Ahem... Fine. I shall write about him.

Firstly, BABY, PLS GO GET A BLOG!!!! I WANNA SEE WHAT U WILL WRITE IN IT!

Secondly, thanks for helping me pass my cheque to sch today, in order to prevent me from being expelled from my course due to late payment of fees (WTF!!! That's what it is like to be in private institute)

Thirdly, I wanna go shopping. When?

Fourth, baby, study hard! Last 2 years nia~ Kanbatte!

Lastly, I wanna spill some beans about that baby of mine -- his name was spelt as Lin Xiaohan JOEL on the production board. LOL. Since when his name changed? Where's ur deed poll, baby? Oh and girls and aunties and previously, uncles think that he is cute... (ERMMmmmm....) yea, some funny people out there. I cant tell the difference but obviously my baby is so happy with himself when I told him about people's comments. (What-ever~) That actually means that I would want to morph myself into a prettier person than him. He's getting all the attention!!! (ok baby, $1000 ah, for promoting u so much here, wahahaha)

A Chat.

After the chat with my Manager, I am really happy that I chose to leave my job or rather all the jobs out there and decide to fight for my own career. I'm blessed. My parents do not need to depend on me for money or anything, YET. But I can forsee that soon, one day, my parents can no longer work and they should be enjoying. HOWEVER, my parents had given their all to the four of us that they didnt do anything for their retirement. I've seen my dad's CPF funds. Its definitely not enough for the two of them to retire... but I couldnt possibly break my dear daddy's heart by telling him. SO the next best solution is for the four of us to be their to fund their retirement, esp with my mum's future travelling. I forsee that I need millions set aside for them as well as myself.

Working as a financial consultant helps me a lot as it gives a lot of insight about how money can really work hard for a person. In the past, parents are forever saying that working hard and earning money is the only way to make sure that you have enough to live BUT now, everyone has to live, pay for children, pay for parents and own retirement. Can u see how big that kind of responsibility is? If anything happens to you along the way how? Life still has to go on for the others, but if u dont get urself well covered, then its the others who has to bear the burden of ur own responsibilities.

My dream is to able to retire early and I'll earn my own income by being an investor but that means that I need huge amt of capital in order to achieve what I desire. Seems difficult but I'm sure that I can work hard and achieve it.

Garry told me that I can achieve MDRT in 4 months if I work hard and I'm choosing to believe him. I will concentrate to finish the last of my studies and then I will go on and achieve MDRT! All in this year! Yeah I want I want!

Reminisce

I found some of my old diaries. Took a peek into my sec sch life. Life was simple, time was ample and pleasures of life, so easy. I realise that I had forgotten how to enjoy the simple pleasures of life, even if it is just to be happy about life. Many times, I feel that I am constantly in a heated conversation or argument with that boy of mine. How I missed the time when everything seems like roses to me.

Comparing to now, I think I am currently walking on a bed of thorns. Since when have I locked happiness out of my life?! Gosh, I want the old me back! I want to be truly happy, even if it is to be eating something as simple as ice-cream or just watching the movies. I really need to stop for a bit and take time to enjoy what is around me.

Hai.... Growing up is not fun. Comes with freedom is more responsibility and more headaches, more heartaches, more worries and sad to say.... more white hair for me! ARGH... I cant believe it!!!! I have so many white hair... Right, I gotta sleep and relax already. When can I go to spa again?!

See what I mean?? I am ALWAYS worrying. I need to enjoy man! I am growing old too soon, too soon.

Seek and you shall find

Seek and you shall find. I always faithfully believe in this sentence whenever I'm lost. Today, I'm losing myself in the midst of the buzz of life again.


There is so much work to be done and so little time for all. I am learning to respect my time more and more. I believe that years on, when I look back at this little piece of me in time, I will laugh at my own foolishness. All that time takes, is just a blink of an eye......